Q: Should I accept a settlement offer from the insurance company after a truck accident?
Trucking collision injuries are usually some of the most serious, simply due to the fact that most passenger vehicles have little protection from a giant 18-wheeler. Catastrophic injuries come with huge medical bills and a lot of stress, so we're sure you were slightly relieved when the insurance company offered you a seemingly sizeable settlement. They made it all seem so easy, right?
Unfortunately, there is an extremely good chance that the settlement you were offered is completely unfair and not nearly enough. This is not a matter of being greedy; this is a matter of making sure you walk away with enough money to cover every expense related to this accident. Many truck accident victims fail to consider the big picture before they accept an insurance company's settlement offer; think about these angles:
- Have you been out of work with no pay since your accident? Will you ever be able to work again?
- How much are your current medical bills and how much do you expect to continue to pay throughout the years?
- Will you need to see any specialists or physical therapists?
- Will you need special equipment like a wheelchair or walker?
The point is that you need to think beyond your current expenses and also figure out how these injuries are going to impact the rest of your life. This accident was not your fault and you should not have to pay a dime out of your own pocket.
When insurance companies make settlement offers, they're hoping you will accept—then you won't be able to file any kind of lawsuit in the future to pursue further damages. The best thing you can do is to call a personal injury attorney to consider your options before accepting any kind of settlement. If you were injured in a trucking collision in Texas, Oklahoma, or Arkansas, contact The Girards Law Firm for a free consultation at 888-333-9709.